A fast, simple way to get your home equity line

Let your home earn you a better rate.1 Consolidate high-interest credit card or personal debt.

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Pre-qualification does not affect your credit score.2 Borrowers are informed that a hard credit inquiry may be required during formal underwriting before they proceed with the full application.

Family looking at a computer

Approval in as few as 5 minutes. Funding in as few as 5 days.3

100% online application

No need to go digging for paperwork. Just link your accounts and we'll take care of the rest.

Enjoy a competitive, fixed rate4

You can borrow up to $750,000.

Option to redraw up to 100%

Take advantage of the option to redraw up to 100%.

Online support and video notary

Quick response time and online notary in most circumstances.

What can I use a home equity line of credit for?

A HELOC can be used for many different purposes, such as:

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Debt consolidation

Education

Solar panels

ADUs

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Illustrations of eligible property types

What types of properties are eligible for a HELOC?

MortgageOne offers loans on:

  • Single family residences
  • Condos
  • Townhouses

The property may be the applicant's primary residence, secondary residence or investment property.

*Certain types of properties may not be eligible.